Welcome to Pay Secure with HBL Digital. By using our wallet services, you agree to comply with and be bound by the following Terms and Conditions. Please read them carefully.

1. Acceptance of Terms

By accessing or using Pay Secure with HBL Digital, you agree to these Terms and Conditions. If you do not agree, please do not use our services.

2. Services Provided

Pay Secure with HBL Digital offers a digital wallet service that allows users to make secure transactions. Our services are designed for convenience and efficiency.

3. User Responsibilities

• You are responsible for maintaining the confidentiality of your account information and for all activities that occur under your account.
• You agree to provide accurate, current, and complete information during registration and to update such information as necessary.

4. Security

While we implement industry-standard security measures, you acknowledge that no method of transmission over the internet or electronic storage is 100% secure. You use our services at your own risk.

5. Prohibited Activities

You agree not to engage in any of the following prohibited activities:

• Using the service for any illegal or unauthorised purpose.
• Attempting to gain unauthorised access to our services or other users' accounts.
• Transmitting any harmful code or malware.

6. Limitation of Liability

Pay Secure with HBL Digital shall not be liable for any indirect, incidental, or consequential damages arising from your use of our services. Your use of the service is at your own risk.

7. Changes to Terms

We may update these Terms and Conditions from time to time. Changes will be effective immediately upon posting on our website. We encourage you to review these Terms periodically.

8. Termination

We reserve the right to suspend or terminate your access to our services at any time, without notice, for conduct that we believe violates these Terms or is harmful to other users or our services.

9. Governing Law

These Terms and Conditions shall be governed by and construed in accordance with the laws of Payment Systems and Electronic Fund Transfers Act, 2007. Any disputes arising from these Terms will be subject to the exclusive jurisdiction of the courts in PSEFT 2007.

10. Contact Us

If you have any questions about these Terms and Conditions, please contact us at contact@hbl.digital.

Thank you for using Pay Secure with HBL Digital!